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Explore the Terms That Govern Your kr720 Account

These terms and conditions set out the rules that apply to every account opened on kr720.

Account eligibility rulesUPI, Paytm, PhonePe transaction termsDispute and appeal processData retention policyGoverning jurisdiction
kr720 Explore the Terms That Govern Your kr720 Account
CONTACT OUR LEGAL TEAM

Reach Us With Questions About These Terms

Team online

Live Chat

Start a live chat session from any page on kr720.com to ask a specific question about a clause in these terms. Our support team is available around the clock to clarify policy language.

Email Support

Send a written query about your rights, account eligibility, or a disputed transaction to our support email. We aim to respond within 24 hours with a clear, clause-by-clause answer.

Help Centre

Our Help Centre hosts a dedicated section for terms-related questions, including FAQs on account closure, transaction disputes and how changes to these terms are communicated to you.

HOW WE UPHOLD THIS POLICY

See How kr720 Handles Your Account Under These Terms

Every clause in our terms exists to protect both your account and the integrity of our platform.

Data Handling

We collect only the account data needed to verify your identity and process transactions. Your UPI handle, Paytm or PhonePe number is stored in encrypted form and never shared with third parties outside our payment processor.

Cookie Policy

Cookies on kr720.com are used to maintain your session, remember lobby preferences, and measure which pages load correctly. You can adjust cookie permissions in your browser at any time without losing your account access.

Account Security

We enforce two-step verification on login and withdrawal requests. If unusual activity is detected on your account, we freeze the wallet immediately and notify you by email before any further action is taken.

Data Retention

Account records, transaction logs and KYC documents are retained for the period required by applicable Indian regulations. After that window closes, personal data is deleted or anonymised in accordance with our internal data lifecycle policy.

Who to Contact

For any request related to your personal data — correction, deletion or access — write to our Data Officer at the address listed in the Privacy section of these terms. We process such requests within 30 days.

Requesting Changes

To request a correction to your account details or to contest a data record, submit a written request through live chat or email. We will confirm receipt within one business day and resolve the matter within the window our terms specify.

Open Answers to Common Questions About These Terms

The questions below cover the points we hear most often about how these terms apply to Indian accounts, payment disputes and data rights. If your question is not listed here, our live chat team can walk you through the relevant clause directly.

Eligibility and access depend on local law in your specific region. Where local law permits, all clauses in these terms apply equally. If local law restricts certain activities, those restrictions take precedence over any clause on this page.

We log every transaction attempt with a timestamp and reference number. If your payment network debits your account but the deposit does not appear in your kr720 wallet, contact support within 48 hours with the UTR number and we will investigate and resolve the discrepancy.

We may update these terms when required by law or to reflect platform changes. We will email your registered address before material changes take effect. Continuing to use your account after that date means you accept the updated terms.

Submit a data access request via email to our Data Officer — the address is in the Privacy section of these terms. We will compile and send your data in a readable format within 30 calendar days of receiving the request.

You may close your account at any time by contacting support. Any balance remaining in your wallet will be returned to the verified payment method — UPI, Paytm or PhonePe — linked to your account, subject to identity verification.

Disputes are governed by the law of the jurisdiction stated in the Governing Law clause of these terms. For Indian accounts, applicable Indian statutes apply where these terms do not specify otherwise, and where local law permits the activity in question.

You may raise a formal dispute by writing to our support team with the specific clause you believe was applied incorrectly. We will review the matter, consult the transaction or activity log, and provide a written response within the timeframe stated in the dispute resolution section.